Failed Payments - Worldpay, Inc. Read more about card on file mandateshere. { "transactionReference": "Memory265-13/08/1876", "merchant": { "entity": "MindPalaceLtd", "overrideName": "The Baskerville Animal Sanctuary" }, "instruction": { "paymentInstrument": { "type": "card/front", "cardHolderName": "Sherlock Holmes", "cardNumber": "4444333322221111", "cardExpiryDate": { "month": 5, "year": 2035 }, "billingAddress": { "address1": "221B Baker Street", "address2": "Marylebone", "address3": "Westminster", "postalCode": "NW1 6XE", "city": "London", "countryCode": "GB" } }, "value": { "currency": "GBP", "amount": 250 } }, "deviceData": { "collectionReference": "0_3XXXXXXX-XXXX-XXXX-XXXX-XXXXXXXXX6b5", "acceptHeader": "text/html", "userAgentHeader": "Mozilla/5.0 (Windows NT 6.1; Win64; x64; rv:47.0)", "browserLanguage": "en-GB", "ipAddress": "192.0.0.0" }, "challenge": { "windowSize": "600x400", "preference": "noPreference", "returnUrl": "http://payment.example.com" }, "riskData": { "account": { "previousSuspiciousActivity": false, "type": "registeredUser", "email": "sherlock.holmes@example.com", "history": { "createdAt": "2019-11-18", "modifiedAt": "2019-11-18", "passwordModifiedAt": "2019-10-15", "paymentAccountEnrolledAt": "2019-11-18" } }, "transaction": { "reorder": true, "preOrderDate": "2019-11-18", "firstName": "Sherlock", "lastName": "Holmes", "phoneNumber": "00000000000", "history": { "attemptsLastDay": 2, "attemptsLastYear": 6, "completedLastSixMonths": 6, "addCardsLastDay": 5, "shippingAddressFirstUsedAt": "2018-09-18" }, "giftCardsPurchase": { "totalValue": { "currency": "GBP", "amount": 10 }, "quantity": 4 } }, "shipping": { "nameMatchesAccountName": false, "method": "verifiedAddress", "timeFrame": "nextDay", "email": "sherlock.holmes@example.com", "address": { "address1": "Disneyland", "address2": "Disneyland Drive", "address3": "Adventure Park", "postalCode": "DL1 2CA", "city": "Anaheim", "stateCode": "CA", "countryCode": "GB", "phoneNumber": "01911234321" } } } }, { "transactionReference": "Memory265-13/08/1876", "merchant": { "entity": "MindPalaceLtd", "overrideName": "The Baskerville Animal Sanctuary" }, "instruction": { "paymentInstrument": { "type": "card/tokenized", "href": "https://try.access.worldpay.com/tokens/MTIzNDU2Nzg5MDEyMzQ1Ng" }, "value": { "currency": "GBP", "amount": 250 } }, "deviceData": { "collectionReference": "0_3XXXXXXX-XXXX-XXXX-XXXX-XXXXXXXXX6b5", "acceptHeader": "text/html", "userAgentHeader": "Mozilla/5.0 (Windows NT 6.1; Win64; x64; rv:47.0)", "browserLanguage": "en-GB", "ipAddress": "192.0.0.0" }, "challenge": { "windowSize": "600x400", "preference": "noPreference", "returnUrl": "http://payment.example.com" }, "riskData": { "account": { "previousSuspiciousActivity": false, "type": "registeredUser", "email": "test@test.com", "history": { "createdAt": "2019-11-18", "modifiedAt": "2019-11-18", "passwordModifiedAt": "2019-10-15", "paymentAccountEnrolledAt": "2019-11-18" } }, "transaction": { "reorder": true, "preOrderDate": "2019-11-18", "firstName": "John", "lastName": "Appleseed", "phoneNumber": "00000000000", "history": { "attemptsLastDay": 2, "attemptsLastYear": 6, "completedLastSixMonths": 6, "addCardsLastDay": 5, "shippingAddressFirstUsedAt": "2018-09-18" }, "giftCardsPurchase": { "totalValue": { "currency": "GBP", "amount": 10 }, "quantity": 4 } }, "shipping": { "nameMatchesAccountName": false, "method": "verifiedAddress", "timeFrame": "nextDay", "email": "sherlock.holmes@example.com", "address": { "address1": "Disneyland", "address2": "Disneyland Drive", "address3": "Adventure Park", "postalCode": "DL1 2CA", "city": "Anaheim", "stateCode": "CA", "countryCode": "GB", "phoneNumber": "01911234321" } } } }, { "outcome": "authenticated", "transactionReference": "Memory265-13/08/1876", "authentication": { "version": "2.1.0", "authenticationValue": "MAAAAAAAAAAAAAAAAAAAAAAAAAA=", "eci": "05", "transactionId": "c5b808e7-1de1-4069-a17b-f70d3b3b1645" } }, { "outcome": "authenticationFailed", "transactionReference": "Memory265-13/08/1876", "authentication": { "version": "2.1.0", "eci": "07", "transactionId": "c5b808e7-1de1-4069-a17b-f70d3b3b1645" }, "_links": { "3ds:authenticate": { "href": "https://try.access.worldpay.com/verifications/customers/3ds/authentication" }, "curies": [{ "href": "https://try.access.worldpay.com/rels/verifications/customers/3ds/{rel}", "templated": true, "name": "3ds" }] } }, { "outcome": "challenged", "transactionReference": "Memory265-13/08/1876", "authentication": { "version": "2.1.0" }, "challenge": { "reference": "123456789", "url": "https://ChallengePageUrl.example.com", "jwt": "VGhpcyBpcyBhIGJhc2UgNjQgZW5jb2RlZCBleGFtcGxlIG9mIGEgM0RTICJwYXlsb2FkIg==", "payload": "eyJtZXNzYWdlVHlwZSI6IkNSZXEiLCJtZXNzYWdlVmVyc2lvbiI6IjIuMS4wIiwidGhyZWVE" }, "_links": { "3ds:verify": { "href": "https://try.access.worldpay.com/verifications/customers/3ds/verification" }, "curies": [{ "href": "https://try.access.worldpay.com/rels/verifications/customers/3ds/{rel}", "templated": true, "name": "3ds" }] } }, { "outcome": "unavailable", "transactionReference": "Memory265-13/08/1876", "_links": { "3ds:authenticate": { "href": "https://try.access.worldpay.com/verifications/customers/3ds/authentication" }, "curies": [{ "href": "https://try.access.worldpay.com/rels/verifications/customers/3ds/{rel}", "templated": true, "name": "3ds" }] } }, { "outcome": "bypassed", "transactionReference": "Memory265-13/08/1876", "authentication": { "version": "2.1.0", "eci": "07", "transactionId": "c5b808e7-1de1-4069-a17b-f70d3b3b1645" } }, Create sessions to pay with a card and CVC, Using the events action link from your response, Using the transaction reference and entity, "Mozilla/5.0 (Windows NT 6.1; Win64; x64; rv:47.0)", "https://try.access.worldpay.com/tokens/MTIzNDU2Nzg5MDEyMzQ1Ng", "https://try.access.worldpay.com/verifications/customers/3ds/authentication", "https://try.access.worldpay.com/rels/verifications/customers/3ds/{rel}", "VGhpcyBpcyBhIGJhc2UgNjQgZW5jb2RlZCBleGFtcGxlIG9mIGEgM0RTICJwYXlsb2FkIg==", "eyJtZXNzYWdlVHlwZSI6IkNSZXEiLCJtZXNzYWdlVmVyc2lvbiI6IjIuMS4wIiwidGhyZWVE", "https://try.access.worldpay.com/verifications/customers/3ds/verification". For more information, see the Worldpay eComm PayPal Integration Guide. We recommend you delay authentication until the amount is known, or ensure it's greater than the total transaction amount. If you want to reserve funds in your customer's account, send us an authorization request. This is mandatory for authentication and queries. The WP-CorrelationId is used by us to examine individual service requests. Worldpay authorization supports Address Verification Service (AVS), and Card Verification Value / Card Verification Code (CVV2, CVC). Card machine support: 0345 761 6263, or text phone 0345 300 3889 Online and virtual terminal support: 0330 333 1233 ROI Customers: 1 800 24 26 36 Larger businesses Our payment experts are here to help you switch over to Worldpay. Alternatively you can cache the response and use the link to settle the payment later. Authorization Transaction - Worldpay, Inc. Excludes Gift Memberships, Discount applies to first year. The lifespan of an Authorization depends upon the payment method. This won't impact your products or support in any way, and the same Valitor team you have come to trust is still here to support all your payment processing needs. Discover/Novus: (800) 347-1111 Diners Club: (800) 525-9040 JCB: (800) 522-9345 For international merchants (UK and AU): To get a voice authorization: Please contact your Merchant Service Provider (MSP) If your MSP is WorldPay, please call 0845 7 600 530 Number of attempts to add a card in the last 24hrs. Date the payment account was added to the cardholder account. if exponent is two, 250 is 2.50. To obtain better interchange rates, you should always perform an AVS check either as a standalone transaction, or as part of the Authorization/Sale transaction. Contactless technology. { "transactionReference": "Memory265-13/08/1876", "merchant": { "entity": "MindPalaceLtd" }, "instruction": { "narrative": { "line1": "Mind Palace Ltd" }, "value": { "currency": "GBP", "amount": 250 }, "paymentInstrument": { "type": "card/plain", "cardNumber": "4444333322221111", "cardExpiryDate": { "month": 5, "year": 2035 } } } }, { "transactionReference": "Memory265-13/08/1876", "merchant": { "entity": "MindPalaceLtd" }, "instruction": { "narrative": { "line1": "Mind Palace Ltd" }, "value": { "currency": "GBP", "amount": 250 }, "paymentInstrument": { "type": "card/token", "href": "https://try.access.worldpay.com/tokens/{}", "cvc": "898" } } }, { "transactionReference": "Memory265-13/08/1876", "merchant": { "entity": "MindPalaceLtd" }, "instruction": { "narrative": { "line1": "Mind Palace Ltd" }, "value": { "currency": "GBP", "amount": 250 }, "paymentInstrument": { "type": "card/checkout", "tokenHref": "https://try.access.worldpay.com/tokens/eyJrIjoxLCJkIjoiNjd5bnJnSTR3a3FITW00SHNjaE90YnAwcVlvZ1pSZ3RFOXJjcklzVzY1ND0ifQ", "cvcHref": "https://try.access.worldpay.com/sessions/eyJrIjoxLCJkIjoiNjQxbUswTlVFYW05NWY2R0IvUEtqWXY0QjVyY2V5VHBBU0Q1TDNuSFQrMGtEc3RIZm1NQnFtNDhKcVB1TkoySDkycWhpRHVwSHBZY3F6NEZiUGwxVHc9PSJ9" } } }, { "transactionReference": "Memory265-13/08/1876", "merchant": { "entity": "MindPalaceLtd" }, "instruction": { "narrative": { "line1": "Mind Palace Ltd" }, "value": { "currency": "GBP", "amount": 250 }, "paymentInstrument": { "type": "card/plain", "cardNumber": "4444333322221111", "cardExpiryDate": { "month": 5, "year": 2035 } } }, "customer": { "authentication": { "version": "1.0.2", "type": "3DS", "eci": "05", "authenticationValue": "MTIzNDU2Nzg5MDEyMzQ1Njc4OTA=", "transactionId": "z9UKb06xLziZMOXBEmWSVA1kwG0=" } } }, { "transactionReference": "Memory265-13/08/1876", "merchant": { "entity": "MindPalaceLtd" }, "instruction": { "narrative": { "line1": "trading name" }, "value": { "currency": "GBP", "amount": 250 }, "paymentInstrument": { "type": "card/plain", "cardNumber": "4444333322221111", "cardExpiryDate": { "month": 5, "year": 2035 } } }, "customer": { "authentication": { "version": "2.1.0", "type": "3DS", "eci": "05", "authenticationValue": "MTIzNDU2Nzg5MDEyMzQ1Njc4OTA=", "transactionId": "c5b808e7-1de1-4069-a17b-f70d3b3b1645" } } }, { "transactionReference": "Memory265-13/08/1876", "merchant": { "entity": "MindPalaceLtd" }, "instruction": { "narrative": { "line1": "Mind Palace Ltd" }, "value": { "currency": "GBP", "amount": 250 }, "paymentInstrument": { "type": "card/token", "href": "https://try.access.worldpay.com/tokens/{}" } }, "customer": { "authentication": { "version": "1.0.2", "type": "3DS", "eci": "05", "authenticationValue": "MTIzNDU2Nzg5MDEyMzQ1Njc4OTA=", "transactionId": "z9UKb06xLziZMOXBEmWSVA1kwG0=" } } }, { "transactionReference": "Memory265-13/08/1876", "merchant": { "entity": "MindPalaceLtd" }, "instruction": { "narrative": { "line1": "Mind Palace Ltd" }, "value": { "currency": "GBP", "amount": 250 }, "paymentInstrument": { "type": "card/token", "href": "https://try.access.worldpay.com/tokens/{}" } }, "customer": { "authentication": { "version": "2.1.0", "type": "3DS", "eci": "05", "authenticationValue": "MTIzNDU2Nzg5MDEyMzQ1Njc4OTA=", "transactionId": "c5b808e7-1de1-4069-a17b-f70d3b3b1645" } } }, { "transactionReference": "Memory265-13/08/1876", "merchant": { "entity": "MindPalaceLtd", "mcc": "1234", "paymentFacilitator": { "pfId": "12345", "isoId": "12345", "subMerchant": { "name": "John", "merchantId": "12345", "postalCode": "SW1 1AA", "street": "Regent Street", "city": "London", "state": "WSM", "countryCode": "826", "taxId": "ABC-123456789", "email": "test@email.com", "telephone": "+447987 654321" } } }, "instruction": { "narrative": { "line1": "Mind Palace Ltd", "line2": "Memory265-13/08/1876" }, "value": { "currency": "GBP", "amount": 250 }, "paymentInstrument": { "cvc": "123", "billingAddress": { "address1": "221B Baker Street", "address2": "Marylebone", "address3": "Westminster", "postalCode": "NW1 6XE", "city": "London", "state": "Greater London", "countryCode": "GB" }, "type": "card/plain", "cardHolderName": "Sherlock Holmes", "cardNumber": "4444333322221111", "cardExpiryDate": { "month": 5, "year": 2035 } }, "intent": "instalment" }, "customer": { "riskProfile": "https://try.access.worldpay.com/riskProfile/ewogICJ2IiA6IDEsC" } }, { "transactionReference":"Memory265-13/08/1876", "merchant":{ "entity":"MindPalaceLtd", "mcc":"1000", "paymentFacilitator":{ "pfId":"12345", "isoId":"12345", "subMerchant":{ "name": "John", "merchantId": "12345", "postalCode": "SW1 1AA", "street": "Regent Street", "city": "London", "state": "WSM", "countryCode": "826", "taxId": "ABC-123456789", "email": "test@email.com", "telephone": "+447987 654321" } } }, "channel":"moto", "instruction":{ "narrative":{ "line1":"Mind Palace Ltd", "line2":"Memory265-13/08/1876" }, "scheme":{ "reference":"2837921300" }, "value":{ "currency":"GBP", "amount":250 }, "paymentInstrument":{ "type":"card/token", "href":"https://try.access.worldpay.com/tokens/{}", "cvc":"898" }, "intent":"instalment" }, "customer":{ "riskProfile":"https://try.access.worldpay.com/riskProfile/ewogICJ2IiA6IDEsC" } }, { "transactionReference": "Memory265-13/08/1876", "merchant": { "entity": "MindPalaceLtd", "mcc": "1000", "paymentFacilitator": { "pfId": "12345", "isoId": "12345", "subMerchant": { "name": "John", "merchantId": "12345", "postalCode": "SW1 1AA", "street": "Regent Street", "city": "London", "state": "WSM", "countryCode": "826", "taxId": "ABC-123456789", "email": "test@email.com", "telephone": "+447987 654321" } } }, "instruction": { "narrative": { "line1": "Mind Palace Ltd", "line2": "Memory265-13/08/1876" }, "scheme": { "reference": "2837921300" }, "value": { "currency": "GBP", "amount": 250 }, "paymentInstrument": { "type": "card/token", "href": "https://try.access.worldpay.com/tokens/{}", "cvc": "898" }, "intent": "instalment" }, "customer": { "riskProfile": "https://try.access.worldpay.com/riskProfile/ewogICJ2IiA6IDEsC", "authentication": { "version": "1.0.2", "type": "3DS", "eci": "05", "authenticationValue": "MTIzNDU2Nzg5MDEyMzQ1Njc4OTA=", "transactionId": "MTIzNDU2Nzg5MDEyMzQ1Njc4OTA=" } } }, { "transactionReference": "Memory265-13/08/1876", "merchant": { "entity": "MindPalaceLtd", "mcc": "1000", "paymentFacilitator": { "pfId": "12345", "isoId": "12345", "subMerchant": { "name": "John", "merchantId": "12345", "postalCode": "SW1 1AA", "street": "Regent Street", "city": "London", "state": "WSM", "countryCode": "826", "taxId": "ABC-123456789", "email": "test@email.com", "telephone": "+447987 654321" } } }, "instruction": { "narrative": { "line1": "Mind Palace Ltd", "line2": "Memory265-13/08/1876" }, "scheme": { "reference": "2837921300" }, "value": { "currency": "GBP", "amount": 250 }, "paymentInstrument": { "type": "card/token", "href": "https://try.access.worldpay.com/tokens/{}", "cvc": "898" }, "intent": "instalment" }, "customer": { "riskProfile": "https://try.access.worldpay.com/riskProfile/ewogICJ2IiA6IDEsC", "authentication": { "version": "2.1.0", "type": "3DS", "eci": "05", "authenticationValue": "MTIzNDU2Nzg5MDEyMzQ1Njc4OTA=", "transactionId": "c5b808e7-1de1-4069-a17b-f70d3b3b1645" } } }, { "transactionReference": "Memory265-13/08/1876", "mcc": "1000", "merchant": { "entity": "MindPalaceLtd", "paymentFacilitator": { "pfId": "12345", "isoId": "12345", "subMerchant": { "name": "John", "merchantId": "12345", "postalCode": "SW1 1AA", "street": "Regent Street", "city": "London", "state": "WSM", "countryCode": "826", "taxId": "ABC-123456789", "email": "test@email.com", "telephone": "+447987 654321" } } }, "channel": "moto", "instruction": { "narrative": { "line1": "Mind Palace Ltd", "line2": "Memory265-13/08/1876" }, "value": { "currency": "GBP", "amount": 250 }, "paymentInstrument": { "type": "card/checkout", "tokenHref": "https://try.access.worldpay.com/tokens/eyJrIjoxLCJkIjoiNjd5bnJnSTR3a3FITW00SHNjaE90YnAwcVlvZ1pSZ3RFOXJjcklzVzY1ND0ifQ", "cvcHref": "https://try.access.worldpay.com/sessions/eyJrIjoxLCJkIjoiNjQxbUswTlVFYW05NWY2R0IvUEtqWXY0QjVyY2V5VHBBU0Q1TDNuSFQrMGtEc3RIZm1NQnFtNDhKcVB1TkoySDkycWhpRHVwSHBZY3F6NEZiUGwxVHc9PSJ9" }, "intent": "instalment" }, "customer": { "riskProfile": "https://try.access.worldpay.com/riskProfile/ewogICJ2IiA6IDEsC" } }, { "outcome": "authorized", "riskFactors": [{ "risk": "not_matched", "type": "cvc" }, { "risk": "not_checked", "detail": "postcode", "type": "avs" }, { "risk": "not_checked", "detail": "address", "type": "avs" } ], "issuer": { "authorizationCode": "0" }, "scheme ": { "reference": "1260019172" }, "exemption": { "result": "honored", "reason": "issuerHonored" }, "_links": { "payments:cancel": { "href": "https://try.access.worldpay.com/payments/authorizations/cancellations/eyJrIjoiazNhYjYzMiJ9" }, "payments:settle": { "href": "https://try.access.worldpay.com/payments/settlements/full/eyJrIjoiazNhYjYzMiJ9" }, "payments:partialSettle": { "href": "https://try.access.worldpay.com/payments/settlements/partials/eyJrIjoiazNhYjYzMiJ9" }, "payments:events": { "href": "https://try.access.worldpay.com/payments/events/eyJrIjoiazNhYjYzMiJ9" }, "payments:cardOnFileAuthorize": { "href": "https://try.access.worldpay.com/payments/authorizations/cardOnFile/eyJrIjoiazNhYjYzMiJ9" }, "payments:recurringAuthorize": { "href": "https://try.access.worldpay.com/payments/authorizations/recurring/eyJrIjoiazNhYjYzMiJ9" }, "curies": [{ "name": "payments", "href": "https://try.access.worldpay.com/rels/payments/{rel}", "templated": true }] } }, { "outcome": "refused", "description": "CARD EXPIRED", "code": "33", "refusalAdvice": { "code": "01" }, "riskFactors": [{ "risk": "not_supplied", "type": "cvc" }, { "risk": "not_checked", "detail": "address", "type": "avs" }, { "risk": "not_checked", "detail": "postcode", "type": "avs" }, { "risk": "verificationFailed", "type": "riskProfile" } ] }, { "transactionReference": "Memory265-13/08/1876", "merchant": { "entity": "MindPalaceLtd" }, "instruction": { "narrative": { "line1": "Mind Palace" }, "value": { "currency": "GBP", "amount": 250 }, "paymentInstrument": { "type": "card/plain", "cardNumber": "4444333322221111", "cardExpiryDate": { "month": 5, "year": 2035 } } } }, { "transactionReference": "Memory265-13/08/1876", "merchant": { "entity": "MindPalaceLtd" }, "instruction": { "narrative": { "line1": "Mind Palace Ltd" }, "value": { "currency": "GBP", "amount": 250 }, "paymentInstrument": { "type": "card/networkToken+applepay", "dpan": "4444333322221111", "cardExpiryDate": { "month": 5, "year": 2035 } } }, "customer": { "authentication": { "type": "card/networkToken", "authenticationValue": "abc123==" } } }, { "transactionReference": "Memory265-13/08/1876", "merchant": { "entity": "MindPalaceLtd", "mcc": "6432", "paymentFacilitator": { "pfId": "12345", "isoId": "12345", "subMerchant": { "name": "John", "merchantId": "12345", "postalCode": "SW1 1AA", "street": "Regent Street", "city": "London", "state": "WSM", "countryCode": "826", "taxId": "ABC-123456789", "email": "test@email.com", "telephone": "+447987 654321" } } }, "channel": "moto", "instruction": { "narrative": { "line1": "Mind Palace Ltd", "line2": "Memory265-13/08/1876" }, "scheme": { "reference": "28379213" }, "value": { "currency": "GBP", "amount": 250 }, "paymentInstrument": { "billingAddress": { "address1": "221B Baker Street", "address2": "Marylebone", "address3": "Westminster", "postalCode": "NW1 6XE", "city": "London", "state": "Greater London", "countryCode": "GB" }, "type": "card/plain", "cardHolderName": "Sherlock Holmes", "cardNumber": "4444333322221111", "cardExpiryDate": { "month": 12, "year": 2020 } }, "intent": "instalment" }, "customer": { "riskProfile": "https://try.access.worldpay.com/riskProfile/ewogICJ2IiA6IDEsC" } }, { "transactionReference": "Memory265-13/08/1876", "merchant": { "entity": "MindPalaceLtd", "mcc": "6432", "paymentFacilitator": { "pfId": "12345", "isoId": "12345", "subMerchant": { "name": "John", "merchantId": "12345", "postalCode": "SW1 1AA", "street": "Regent Street", "city": "London", "state": "WSM", "countryCode": "826", "taxId": "ABC-123456789", "email": "test@email.com", "telephone": "+447987 654321" } } }, "instruction": { "scheme": { "reference": "0123456" }, "narrative": { "line1": "Mind Palace Ltd" }, "value": { "currency": "GBP", "amount": 250 }, "paymentInstrument": { "type": "card/networkToken+applepay", "dpan": "4444333322221111", "billingAddress": { "address1": "221B Baker Street", "address2": "Marylebone", "address3": "Westminster", "postalCode": "NW1 6XE", "city": "London", "state": "Greater London", "countryCode": "GB" }, "cardHolderName": "Sherlock Holmes", "cardExpiryDate": { "month": 12, "year": 2020 } } }, "customer": { "authentication": { "type": "card/networkToken", "authenticationValue": "abc123==", "eci": "00" } } }, { "outcome": "authorized", "riskFactors": [ { "risk": "not_supplied", "type": "cvc" }, { "risk": "not_supplied", "detail": "address", "type": "avs" }, { "risk": "not_supplied", "detail": "postcode", "type": "avs" } ], "issuer": { "authorizationCode": "594554" }, "scheme": { "reference": "000000000000020005060720116005061" }, "paymentInstrument": { "type": "card/network", "card": { "paymentAccountReference": "Q1HJZ28RKA1EBL470G9XYG90R5D3E" } }, "_links": { "payments:cancel": { "href": "https://try.access.worldpay.com/payments/authorizations/cancellations/eyJrIjoiaz" }, "payments:settle": { "href": "https://try.access.worldpay.com/payments/settlements/full/eyJrIjoiazNhYjYzMiIs" }, "payments:partialSettle": { "href": "https://try.access.worldpay.com/payments/settlements/partials/eyJrIjoiazNhYjYzM" }, "payments:events": { "href": "https://try.access.worldpay.com/payments/events/eyJrIjoiazNhYjYzMiIsImxpbmtWZXJ" }, "curies": [ { "name": "payments", "href": "https://try.access.worldpay.com/rels/payments/{rel}", "templated": true } ], "payments:cardOnFileAuthorize": { "href": "https://try.access.worldpay.com/payments/authorizations/cardOnFile/eyJrIjoiazNhYjYzMiIs" }, "payments:recurringAuthorize": { "href": "https://try.access.worldpay.com/payments/authorizations/recurring/eyJrIjoiazNhYjYzMiIs" } } }, Create sessions to pay with a card and CVC, Using the events action link from your response, Using the transaction reference and entity, "https://try.access.worldpay.com/tokens/{}", "https://try.access.worldpay.com/tokens/eyJrIjoxLCJkIjoiNjd5bnJnSTR3a3FITW00SHNjaE90YnAwcVlvZ1pSZ3RFOXJjcklzVzY1ND0ifQ", "https://try.access.worldpay.com/sessions/eyJrIjoxLCJkIjoiNjQxbUswTlVFYW05NWY2R0IvUEtqWXY0QjVyY2V5VHBBU0Q1TDNuSFQrMGtEc3RIZm1NQnFtNDhKcVB1TkoySDkycWhpRHVwSHBZY3F6NEZiUGwxVHc9PSJ9", "https://try.access.worldpay.com/riskProfile/ewogICJ2IiA6IDEsC", "https://try.access.worldpay.com/payments/authorizations/cancellations/eyJrIjoiazNhYjYzMiJ9", "https://try.access.worldpay.com/payments/settlements/full/eyJrIjoiazNhYjYzMiJ9", "https://try.access.worldpay.com/payments/settlements/partials/eyJrIjoiazNhYjYzMiJ9", "https://try.access.worldpay.com/payments/events/eyJrIjoiazNhYjYzMiJ9", "https://try.access.worldpay.com/payments/authorizations/cardOnFile/eyJrIjoiazNhYjYzMiJ9", "https://try.access.worldpay.com/payments/authorizations/recurring/eyJrIjoiazNhYjYzMiJ9", "https://try.access.worldpay.com/rels/payments/{rel}", "https://try.access.worldpay.com/payments/authorizations/cancellations/eyJrIjoiaz", "https://try.access.worldpay.com/payments/settlements/full/eyJrIjoiazNhYjYzMiIs", "https://try.access.worldpay.com/payments/settlements/partials/eyJrIjoiazNhYjYzM", "https://try.access.worldpay.com/payments/events/eyJrIjoiazNhYjYzMiIsImxpbmtWZXJ", "https://try.access.worldpay.com/payments/authorizations/cardOnFile/eyJrIjoiazNhYjYzMiIs", "https://try.access.worldpay.com/payments/authorizations/recurring/eyJrIjoiazNhYjYzMiIs", Card on file authorization with verification, Card on file authorization without verification, Card on file without verification authorization request, Card on file without verification response.